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FINANCING FOR US E-COMMERCE SELLERS

Unlock growth by closing cash flow gaps

Keep the virtual shelves stocked for Prime Day and major e-commerce moments. Effortlessly finance your accounts payable to global suppliers and even invest in operational growth with a fixed-term loan.*

*Financing powered by Kanmon


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Simplify and grow with improved cash flow

Smooth out your supply chain

Ensure you have inventory to hit key e-commerce dates and grow your business sustainably. Preserve working capital and extend payment terms with financing for the supplier payments you need to make now.

Access financing, fast

Receive pre-approved offers and get funded as soon as one business day. Funding is deposited seamlessly into your PingPong account, so you can immediately send fast, cost-effective payments to your suppliers and service providers. And repayments are automated, too.

Invest in growth

Steady cash flow makes it possible to seize new opportunities, invest in equipment or staff, and expand operations. You'll also be prepared for any unforeseen events with extra cash on hand. Our fixed-term loans offer transparent fees and typical terms between 6 and 12 months.

Did you know?

Financing Icon
70%

of small businesses say rising interest rates limit their ability to finance their business

Application Icon
24 hrs

is the average time from application to offer

Get financing now

How it Works

How it work

Step 1

Log in to your PingPong account and visit the Financing tab.

Step 2

Fill out our simple application—it takes less than 5 minutes.

Step 3

The average time from application to offer is 24 hours.

Step 4

Review the offers and select the one that works best for you. For accounts payable financing, you'll select the bills you wish to pay.

Step 5

Funds will be deposited directly into your PingPong account, so you can quickly send fast, cost-effective cross-border payments.

How it works
FAQ Icon

FAQ from Kanmon

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Financing Product Illustration

How does Kanmon determine my credit limit and fee?

Kanmon bases approved credit limits on various factors related to your business, including your outstanding debt balance, business expenses and income, account history, payment frequency, and more.

Why do I need to provide my bank connection details?

Securely connecting your business bank account lets Kanmon review your cash flow and determine your best loan offers.

Does enrolling in the program affect my credit score?

No! Kanmon only conducts a soft pull of your credit report, which does not affect your personal credit score.

When should I expect to receive an offer?

If you qualify, you will receive one or more loan offers within three business days of submitting your application.

Can I request a different fixed-term loan amount?

Yes, you can either choose one of the pre-approved offers or submit the amount you prefer. Please note that the loan amount you request currently cannot exceed the highest amount from the offers.

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How do I repay financing?

Kanmon will collect repayments based on the timeline you chose in your credit agreement.


For fixed-term loans, we currently support repayment of fixed amounts every month. Soon, you also will have the ability to choose to pay back the loan as a fixed percentage of your daily sales until the loan is fully repaid.


Kanmon will automatically deduct each payment from the business bank account you choose.

Can I repay my financing early?

Yes! You can repay your financing at any time without penalties.

How do I track my outstanding balance and payment history?

Once you receive the funding, you can return to the dashboard to check your balance, payment history, and other useful information.

Are there any late fees?

Yes, a $25 fee for each late payment and a $35 fee for each payment that returns due to insufficient funds.

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*PingPong has partnered with Kanmon to offer funding to PingPong customers. Kanmon is a licensed business lender. All loans are subject to credit approval, and financing terms may vary. Kanmon loans are issued by Kanmon Inc., and California loans are made pursuant to a Department of Financial Protection and Innovation California Lenders Law License. Read more about Kanmon at www.kanmon.com.